The best tips for finding a mobile credit deal, including getting the best rates, is out now, so here are the 10 tips.
Be realistic 1.
It’s a hard call for many people, especially if they’re on low income.
It depends on your credit score.
If you’re on a monthly or annual basis, it might be worth waiting.
You can usually get a loan that’s cheaper than the rates that your current lender offers.
Find a local lender If you don’t have a bank account, you can open a mobile banking account and use your mobile payment cards.
Find an APR that works for you 5.
Ask about terms and conditions 6.
Be patient if you get a low rate 7.
Keep in mind your credit history 8.
If your credit is good, you may get a better deal than you think.
Get an APR checker to make sure you’re getting the lowest rates 10.
Look for a lender that offers better terms, but is in the same city as you.